And this is all ignoring their susceptibility to things like phishing attacks, keyloggers, and all sorts of other vulnerabilities.
And if you do use a password manager, how often do you change them? Google says 60% of Americans only swap passwords when they have to. On top of that, you have to come up with a password - according to a recent survey by Google of 4,000 Americans, 19% say they've used a "common" easily-guessed password like 123456 or "Password." Even when the stakes are high, people can be pretty stupid without realizing the true risk.
If you don't use a password, odds are you've succumbed to at least some password re-use between services, and that means a security vulnerability at one venue can easily spread to compromise multiple accounts. Plus, passwords are pretty dumb when you think about them. I know this sounds a little weird to think about, and not using a password seems like it would introduce other issues, but it's still secure in a fundamental way.
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